Cross-border payments and foreign exchange for global business
MuzoDev moves value between bank accounts and currencies — foreign exchange, international transfers and payment processing, delivered under a Canadian FINTRAC-registered compliance program.
Three regulated service lines, one account
Foreign Exchange
Buy and sell more than 30 fiat currencies at indicative wholesale rates. You see the rate and the spread before the trade is confirmed — no deductions discovered after settlement.
Money Transferring
Outbound and inbound international payments over SWIFT and local clearing rails, settled to bank accounts in Canada, North America, Europe and Asia-Pacific.
Payment Services
Merchant and platform payment processing with consolidated settlement, so cross-border revenue arrives in the currency and account you nominate.
Send and receive across the corridors that matter to your business
Our settlement network covers North America, Europe and Asia-Pacific through SWIFT and local clearing rails. Every corridor is priced up front, settled to a named bank account and confirmed in writing.
- Major currency corridors. Deep liquidity across USD, CAD, EUR, GBP, AUD, HKD, SGD, JPY and CNH.
- Local clearing rails. In-country payment networks for faster, cheaper settlement than correspondent chains.
- Disclosed pricing. Indicative rates and the applied spread are published before you commit.
- Full transaction records. Every transfer is documented with the rate, fee and counterparty details.
Reference rates shown after our standard spread. They are indicative only and are not an offer, a quote or a commitment to deal at any particular price. Firm pricing is confirmed on your trade confirmation.
Built for businesses that have to explain their payment flows
Regulated, not improvised
A FINTRAC Money Services Business with a written AML/ATF compliance program, documented identity verification and ongoing transaction monitoring behind every account.
Priced before you commit
Indicative rates are published up front and the applied spread is disclosed. What you agree is what settles — no deductions discovered by your finance team later.
One desk, every corridor
All of your currency flows sit under a single onboarding file, a single compliance review and a single point of contact.
Records that hold up
Every transaction carries a full audit trail, retained and produced in line with Canadian record-keeping requirements for large-value and suspicious transaction reporting.
Businesses with money crossing borders
Importers & Exporters
Pay suppliers in their own currency and repatriate proceeds without stacking up correspondent bank fees on every leg.
Remote Teams & Payroll
Fund international contractors and staff in local currency on a schedule your finance team can forecast.
Freelancers & Platforms
Collect from international clients and marketplaces, then convert to CAD or USD at a rate that was disclosed in advance.
E-commerce & Marketplaces
Consolidate cross-border sales revenue and settle it in the currency and bank account your business actually uses.
From enquiry to settlement in four steps
Open an account
Send us your company details and the corridors you need. We respond within one business day.
Complete verification
Provide incorporation documents, beneficial ownership details and identification for directors. Every applicant is screened against applicable sanctions lists.
Fund the transaction
Wire to the client account details issued for your file. Funding instructions are confirmed in writing before any transfer.
Settle and confirm
We convert at the confirmed rate and remit to your nominated bank account, with a written confirmation on every transaction.
Open a MuzoDev account
Tell us which currencies and corridors you need. Our team will confirm pricing, settlement routes and onboarding requirements within one business day.